Opening Thoughts
Delaware’s public colleges, including the University of Delaware (UD) and Delaware State University (DSU), offer various financial aid programs to help make higher education more affordable. This guide covers the federal, state, and institutional financial aid options available to students attending Delaware’s public colleges, as well as tips for maximizing your aid package.
Federal Financial Aid Programs
The Free Application for Federal Student Aid (FAFSA) is your gateway to accessing federal financial aid programs. Here’s what you can expect to be eligible for by submitting your FAFSA:
• Pell Grants: Need-based grants that do not require repayment, ideal for students with demonstrated financial need.
• Federal Work-Study: Provides part-time job opportunities to earn money for educational expenses while attending college.
• Federal Student Loans: Includes subsidized and unsubsidized loans with lower interest rates than private loans. Subsidized loans are particularly beneficial, as the government covers the interest while you’re in school.
Pro Tip: Complete the FAFSA as early as possible after October 1st to maximize your access to federal and state aid.
State-Specific Financial Aid in Delaware
Delaware offers several state-funded financial aid programs for residents attending public colleges:
- SEED (Student Excellence Equals Degree) Scholarship
The SEED Scholarship program covers tuition costs for eligible Delaware residents attending Delaware Technical Community College or the University of Delaware’s Associate in Arts Program.
• Eligibility: Must be a Delaware resident, maintain a minimum 2.5 GPA in high school, and enroll in an associate degree program.
• Award Amount: Covers the full cost of tuition, excluding fees and other expenses.
- Delaware State Scholarship Programs
Delaware offers a variety of scholarships through the Delaware Higher Education Office. Notable programs include the Diamond State Scholarship and the Governor’s Education Grant for Working Adults.
• Eligibility: Requirements vary depending on the scholarship but generally include Delaware residency, academic performance, and financial need.
• Award Amount: Varies based on the scholarship program and available funding.
Institutional Scholarships at Delaware’s Public Colleges
Public colleges in Delaware, including the University of Delaware and Delaware State University, provide institutional scholarships based on academic merit, financial need, and other criteria:
• University of Delaware: Offers scholarships like the UD Academic Scholarship for high-achieving students.
• Delaware State University: Provides awards such as the DSU Inspire Scholarship, aimed at Delaware residents who demonstrate academic promise.
Tip: Visit the financial aid pages of each institution to learn about specific scholarships, application deadlines, and eligibility criteria.
Tips to Maximize Financial Aid
• Apply Early: Complete the FAFSA and state-specific aid applications as soon as they open to improve your chances of receiving aid.
• Explore Local Scholarships: Delaware-based businesses, foundations, and community organizations often offer scholarships to students attending in-state public colleges.
• Keep Up Your Grades: Many scholarships require a minimum GPA for eligibility, so maintaining strong academic performance is crucial.
Relevant Links/Sources:
• Federal Student Aid - FAFSA
• Delaware Higher Education Office
• University of Delaware Financial Aid